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How much cover do I need?

Before purchasing insurance cover we recommend that you consult a risk professional to analyse your needs and obtain the required cover however, you can use our insurance calculator below to indicate your needs for the completion of a quote request.

Before Purchasing you should read the product disclosure document and ask to see an advisor's FSG

Long term debts	Your needs
Mortgage	$
Other loans (car, credit cards etc.)	$
To clear your debts you should insure for	$ (A)
Monthly living expenses	$
Rent	$
Rates/telephone/electricity etc.	$
Food/clothing etc.	$
Child care/school fees	$
Car/bus/train	$
Other expenses (holidays, entertainment)	$
Monthly total	$
Yearly total	$
Future family expenses i.e Education funding, non dependent children etc, Yearly amount	$
Years of family support
Total family support	$
To maintain a reasonable income for your family	$ (B)

What are my total life insurance needs?
To ensure for both an ongoing income and to clear debts (add lines A and B)	$
Deduct any existing life insurance you have	$
TOTAL LIFE INSURANCE NEEDS	$
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