Term Insurance

Term Insurance and Total and Permanent Disability (TPD) Insurance can protect your family's lifestyle both now and in the future if a tragic event happens to you.

Nothing can make up for the emotional trauma of losing a family member. However, when you insure for this eventuality you can rest assured your mortgage, personal and business loans and other financial commitments won't cripple your family if this does occur.

A Term Insurance policy will pay a lump sum in the event of death or terminal illness.

With a TPD policy a lump sum will be paid in the event that you are unable to work due to injury or illness for at least six consecutive months.  It is also possible to access cover for non-working spouses. 

Your time is better spent doing what you do best than researching personal insurance options

It’s very easy to put off thinking about personal risk insurance. Especially when you’re busy growing your business, you have better things to do with your time.

However, help is at hand. Please use our contact form and you will be contacted within 24hrs so you can find the right cover easy, with a no-fuss personal insurance consultancy service.

HOW DO WE SAVE YOU TIME & MONEY 

It is an ASIC requirement that a simple"Three Step Process" is carried out.

1. A personal risk insurance needs analysis, assessing your needs based on a complete range of personal risk products including:
   
   Income Protection Insurance
   Trauma Insurance
   Partnership Insurance
   Term Insurance (incl Total & Permanent Disability)
   
   
2. Alternatives from quality insurers to match your needs and budget.
   
   
3. Process all paperwork from application to policy issue

Please use our contact form and you will be contacted within 24 hrs.